May 9, 2016REGULAR MEETING OF THE CITY COUNCIL OF THE
CITY OF NEDERLAND
4:30 R_m_ May 9, 2016
1_ MEETING
The meeting was called to order at 4:30 p.m. by Mayor Nugent at the Nederland City
Office Building, 207 N_ 12— Street, Nederland, Texas. See attached for quorum_
The following statement was read by Mayor Nugent:
PURSUANT TO SECTION 30.07, PENAL CODE BY LICENSE HOLDER
WITH AN OPENLY CARRIED HANDGUN, A PERSON LICENSED UNDER
SUBCHAPTER H, CHAPTER 411, GOVERNMENT CODE CHANDGUN LICENSING
LAWS, MAY NOT ENTER THIS PROPERTY WITH A HANDGUN THAT IS CARRIED
OPENLY_"
2. INVOCATION AND PLEDGE OF ALLEGIANCE
The invocation and pledge of allegiance were led by Gay Ferguson, City Clerk.
3. CONSENT AGENDA - All consent agenda items listed are considered to be routine by
the City Council and will be enacted by one motion. There will be no separate
discussion of these items unless a councilmember so requests, in which event the item
will be removed from the Consent Agenda and considered separately.
A motion was made by Mayor Pro Tem Albanese and seconded by Councilmember Neal
to approve the Consent Agenda Items a -d as presented_ MOTION CARRIED.
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese and Belaire.
Noes: None_
a. Minutes — April 25, 2016 regular meeting
b. Consider action authorizing the closure of various streets and the use of Tex Ritter
Park for the 2017 Relay for Life Event.
c. Consider action authorizing the closure of various City streets For the 2— Annual
Kristin Raye Paris 1 -Mile Fun Run/Walk event.
d. Payments:
Gulf Coast Protective Coatings, Inc_ - $208,5736.75, South 5— Street Water
Tower Rehabilitation project
4. REGULAR AGENDA
a_ A motion was made by Councilmember Austin and seconded by Mayor Pro Tem
Albanese to accept the Quarterly Investment Report from the Finance E>epartment_
MOTION CARRIED_
Minutes Continued, May 9, 2016
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese, and Belaire.
Noes: None.
b. A motion was made by Councilmember Neal and seconded by Mayor Pro Tem
Albanese to approve Resolution No. 2016-06, amending the City's Investment
Policy. MOTION CARRIED.
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese, and Belaire.
Noes: None.
c. A motion was made by Mayor Pro Tem Albanese and seconded by Councilmember
Austin to approve an indemnification, hold harmless and insurance agreement,
pending final legal review and approval, between the City of Nederland and the
Heritage Court Homeowners Association to provide solid waste water services
along the private alley in Heritage Court subdivision. MOTION CARRIED.
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese, and Belaire.
Noes: None.
d. A motion was made by Councilmember Austin and seconded by Mayor Pro Tem
Albanese to approve Resolution No. 2016-07, authorizing the submittal of a Body
Worn Camera grant application to the Office of the Governor, Criminal Justice
Division. MOTION CARRIED.
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese, and Belaire.
Noes: None.
e. A motion was made by Mayor Pro Tem Albanese and seconded by Councilmember
Neal to authorize the solicitation of requests for proposals regarding debris removal
services and emergency products, equipment and services. MOTION CARRIED.
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese, and Belaire.
Noes: None.
5. EXECUTIVE SESSION
The regular meeting was recessed at 4:46 by Mayor Nugent for the purpose of
conducting an Executive Session as authorized by Texas Government Code, Chapter
551.071, Consultation with City Attorney.
6. RECONVENE
The regular meeting was reconvened at 5:44 by Mayor Nugent. He announced the
Executive Session was held for informational purposes only and no action is necessary.
7. COMMUNICATION
City Manager's Report:
a. Workshop and Special City Council meeting - Monday, May 16th
b. Miscellaneous:
• Chamber Coffee in the morning at the First Baptist Church
• Closing Ceremonies for Adaptive Sports for Kids, May 14th at 10:00 a.m.
Minutes Continued, May 9, 2016
Mr. Duque thanked Joni Underwood for arranging the National Day of
Prayer.
7. ADJOURN
There being no further business a motion was made by Councilmember Neal and
seconded by Mayor Pro Tem Albanese to adjourn the meeting at 5:47 p.m. MOTION
CARRIED.
Ayes: Mayor Nugent, Councilmembers Austin, Neal, Albanese, and Belaire.
Noes: None.
R. A. Nugent ayor
City of Nede and, Texas
ATTEST:
miallIOUM11---
da—y'FJgWon,bityCI&V
City of Nederland, Texas
CITY OF NEDERLAND
COUNCIL MEETING ATTENDANCE SHEET
NAME
TITLE
PRESENT
R. A. Nugent
Mayor
7
Talmadge Austin
Council Member -Ward I
V
Billy Neal
Council Member- Ward II
Don Albanese
Council Member -Ward III
Craig Belaire
Council Member -Ward IV
V
Chris Duque
City Manager
Gay Ferguson
City Clerk
V
Jesse Branick
City Attorney
V
Cheryl Dowden
Director of Finance
Darrell Bush
Police Chief
V
Gary Collins
Fire Chief
V
Steve Hamilton
Director of Public Works
v
George Wheeler
Building Official
Victoria Klehn
Librarian
v
Holly Guidry Guid
Human Resources Director
�JoniUnderwood
Executive Secretary
[4nnota-Ear-Aft
Parks Director
ka,,uw7
R. / Olayor
Mav 5, 2016
Date
ABSENT
CITY OF NEDERLAND
RESOLUTION NO. 2016-06
A RESOLUTION OF THE CITY COUNCIL
APPROVING THE CITY'S INVESTMENT
POLICY AS AMENDED
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY
OF NEDERLAND, TEXAS:
THAT the City of Nederland's Investment Policy, substantially in the form attached
hereto as "Exhibit A," has been reviewed and is hereby adopted. All changes to the policy
are reflected therein.
PASSED AND APPROVED this the 9th day of May, 2016.
R. A. Nude t, yor
City of Nederland, Texas
ATTEST:
Gay Fergu n, City C16tk
City of Nederland, Texas
APPROVED AS TO FORM AND LEGALITY:
L_
Jes BraFerland,
ity Attorney
Ci of N Texas
"Exhibit All
CITY OF NEDERLAND
INVESTMENT POLICY
Amended 5-9-16
The purpose of this document is to set forth specific investment policy and strategy
guidelines for the City of Nederland in order to achieve the goals of safety, liquidity,
yield, and public trust for all investment activity. This policy serves to satisfy the
statutory requirements (specifically the Public Punds Investment Act, V.T.C.A.
Government Code, Chapter 2256 (the "Act") to define, adopt and review a formal
investment strategy and policy.
INVESTMENT STRATEGY
The City of Nederland maintains portfolios which utilize four specific investment
strategy considerations designed to address the unique characteristics of the fund
groups represented in the portfolios:
A. Investment strategies for operating funds and commingled pools containing
operating funds have, as their primary objective, to assure that anticipated
cash flows are matched with adequate investment liquidity. The secondary
objective is to create a portfolio structure which will experience minimal
volatility during economic cycles. The dollar weighted average maturity of
365 days or less will be calculated using the stated final maturity date of each
security.
B. Investment strategies for debt service funds shall have as the primary
objective the assurance of investment liquidity adequate to cover the debt
service obligations on the required payment date. Securities purchased shall
not have a stated final maturity date which exceeds the debt service payment
date.
C. Investment strategies for debt service reserve funds shall have as the primary
objective the ability to generate a dependable revenue stream to the
appropriate debt service fund from securities with a low degree of volatility.
Securities should be of high quality and, except as may be required by the
bond ordinance specific to an individual issue, of short to intermediate-term
maturities. Volatility shall be further controlled through the purchase of
securities carrying the highest coupon available, within the desired maturity
and quality range, without paying a premium, if at all possible. Such
securities will tend to hold their value during economic cycles.
D. Investment strategies for special projects or special purpose fund portfolios
will have as their primary objective to assure that anticipated cash flows are
matched with adequate investment liquidity. The stated final maturity dates
of securities held should not exceed the estimated project completion date.
I. SCOPE
The investment policy applies to all financial assets of the City of Nederland. The
funds are accounted for in the City's Comprehensive Annual Financial Report
(CAFR) and include:
*General Fund
*Special Revenue Funds
*Debt Service Funds
*Capital Project Funds
*Enterprise Funds
*Internal Service Funds
*Any new fund created by the legislative body, unless specifically exempted
II. OBJECTIVES
The City of Nederland shall manage and invest its cash with four objectives, listed in
order of priority: Safety, Liquidity, Yield, and Public Trust. The safety of the
principal invested always remains the primary objective. All investments shall be
designed and managed in a manner responsive to the public trust and consistent
with State and Local law.
The City shall maintain a comprehensive cash management program which includes
collection of accounts receivable, vendor payment in accordance with invoice terms,
and prudent investment of available cash. Cash management is defined as the
process of managing monies in order to insure maximum availability and maximum
yield on short-term investment of pooled idle cash.
SAFETY
The primary objective of the City's investment activity is the preservation of capital
in the overall portfolio. Each investment transaction shall be conducted in a
manner to avoid capital losses, whether they be from securities defaults or erosion
of market value.
LIQUIDITY
The City's investment portfolio shall be structured such that the City is able to meet
all obligations in a timely manner. This shall be achieved by matching investment
maturities with forecasted cash flow requirements.
YIELD
The City's cash management portfolio shall be designed with the objective of
attaining a rate of return throughout budgetary and economic cycles,
commensurate with the City's investment risk constraints and the cash flow
characteristics of the portfolio.
PUBLIC TRUST
All participants in the City's investment process shall seek to act responsibly as
custodians of the public trust. Investment officials shall avoid any transactions
which might impair public confidence in the City's ability to govern effectively.
III. RESPONSIBILITY AND CONTROL
DELEGATION OF AUTHORITY AND TRAINING
Authority to manage the City's investment program is derived from an ordinance
approved by the City Council. The Director of Finance and the City Manager are
designated as investment officers of the City and are responsible for investment
decisions and activities. The Director of Finance shall establish written procedures
for the operation of the investment program, consistent with this investment policy.
TRAINING
The investment officers shall attend at least one training session relating to the
officer's responsibility under the Act within twelve (12) months after assuming
duties, and not less than ('�n (8) eight hours of training every (2) two years,
relating to their investment responsibilities. The two-year period shall begin on the
first day of the City's fiscal year and consist of the two consecutive fiscal years after
that date. Training must include education in investment controls, security risks,
strategy risks, market risks, diversification, and compliance with the PFIA. The
training must be provided by an independent source approved by the governing
body or designated investment committee. For these purposes, courses or seminars
offered by the Government Finance Officers Association, Government Finance
Officers Association of Texas, Texas Municipal League, Southwest School of
Government Finance, University of North Texas, North Central Texas Council of
Governments, Texas Association of Counties, Treasury Management Association or
the Government Treasurers Organization of Texas will satisfy the training
requirements.
INTERNAL CONTROLS
The Director of Finance is responsible for establishing and maintaining an internal
3
control structure designed to ensure that the assets of the entity are protected from
loss, theft or misuse. The internal control structure shall be designed to provide
reasonable assurance that these objectives are met. The concept of reasonable
assurance recognizes that (1) the cost of a control should not exceed the benefits
likely to be derived; and (2) the valuation of costs and benefits requires estimates
and judgments by management. Accordingly, the Director of Finance shall establish
a process for annual independent review by an external auditor to assure
compliance with policies and procedures.
PRUDENCE
The standard of prudence to be applied by the investment officer shall be the
prudent investor rule which states: All investments shall be made with judgment
and care, under circumstances then prevailing, which persons of prudence,
discretion and intelligence exercise in the management of their own affairs, not for
speculation, but for investment, considering the probable safety of their capital as
well as the probable income to be derived. In determining whether an officer has
exercised prudence with respect to an investment decision, the determination shall
be made taking into consideration:
1. The investment of all funds, or funds under the City's control,
over which the officer had responsibility rather than a
consideration as to the prudence of a single investment.
2. Whether the investment decision was consistent with the written
policy of the City.
The investment officer, acting in accordance with written procedures and exercising
due diligence, shall not be held personally responsible for a specific security's credit
risk or market price changes, provided that these deviations are reported
immediately and that appropriate action is taken to control adverse developments.
ETHICS AND CONFLICTS
City staff involved in the investment process shall refrain from personal business
activity that could conflict with proper execution of the investment program, or
which could impair the ability to make impartial investment decisions. City staff
shall disclose to the City Manager any material financial interests in financial
institutions that conduct business with the City and they shall further disclose
positions that could be related to the performance of the City's portfolio. City staff
shall subordinate their personal financial transactions to those of the City,
particularly with regard to timing of purchases and sales.
An investment officer of the City, who has a personal business relationship with an
organization seeking to sell an investment to the City, shall file a statement
4
disclosing that personal business interest. An investment officer who is related
within the second degree by affinity or consanguinity to an individual seeking to sell
an investment to the City shall file a statement disclosing that relationship. A
statement required under this subsection must be filed with the Texas Ethics
Commission and the governing body of the entity.
IV. REPORTING
QUARTERLY REPORTING
The Director of Finance shall submit a signed quarterly investment report that
summarizes investment transactions for all funds covered under this policy for the
preceding reporting period. The quarterly investment report shall include a succinct
management summary that provides a clear picture of the status of the current
investment portfolio and transactions made over the last quarter. This management
summary will be prepared in a manner which will allow the City to ascertain
whether investment activities during the reporting period have conformed to the
investment policy. The report will be provided to the City Manager and City
Council. The report will include the following:
A. A listing of the individual securities held at the end of the reporting period.
B. Additions and changes to the market value during the period.
C. Listing of investments by maturity date.
D. Statement of compliance of the City's investment portfolio with State Law and
the investment strategy and policy approved by the City Council.
V. INVESTMENT PORTFOLIO
Assets of the City of Nederland may be invested in the following instruments
provided, however, that at no time shall assets of the City be invested in any
instrument or security not authorized for investment under the Act, as the Act may
from time to time be amended.
AUTHORIZED INVESTMENTS
A. Obligations of the United States of America, its agencies and instrumentalities.
B. Direct obligations of the State of Texas and agencies thereof.
C. Other obligations, the principal of and interest on which are unconditionally
guaranteed by the State of Texas or United States of America.
D. Obligations of the States, agencies thereof, Counties, Cities, and other political
subdivisions of any state having been rated as investment quality by a
nationally recognized investment rating firm, and having received a rating of not
less than "A" or its equivalent.
E. Certificates of Deposit of state and national banks domiciled in Texas,
guaranteed or insured by the Federal Deposit Insurance or its successor or
secured by obligations described in A through D above, which are intended to
include all direct agency or instrumentality issued mortgage backed securities
rated AAA by a nationally recognized rating agency, or by Article 2529b-1,
V.T.C.S., and that have a market value of not less than the principal amount of
the certificates.
F. Fully collateralized direct repurchase agreements with a defined termination
date secured by obligations of the United States or its agencies and
instrumentalities pledged with a third party, selected by the Director of Finance,
other than an agency for the pledger. Repurchase agreements must be
purchased through a primary government securities dealer, as defined by the
Federal Reserve, or a bank domiciled in Texas.
G. joint peels -of political uubdiVi6i3r.s in the State efTexas wbicch in:est4n
in<v-ruments 11 tieor, e4 .a 1. t law. investment to �fixr6iv-pi ccccxcc4-urr6i�Lccrv`�E�kH'cis rzuw :--zrivcvzxxxcrn, in cash
peals shall be limited to 6001 of the City's entire r.. Ft f lie. Investments Pools
which follow practices allowed by current law and are rated not less than AAA
or an equivalent rating by at least one nationally recognized rating agency.
Investments in such pools shall be limited to 60% of the City's entire portfolio.
H. Not less than quarterly, the Investment Officers will monitor the credit rating for
each held investment that has a Public Fund Investment Act required minimum
rating.
NOT AUTHORIZED
The City's authorized investments options are more restrictive than those allowed by
State law. State law specifically prohibits investment in the following investment
securities.
A. Obligations whose payment represents the coupon payments on the
outstanding principal balance of the underlying mortgage-backed security
6
collateral and pays no principal.
B. Obligations whose payment represents the principal stream of cash flow from
the underlying mortgage-backed security collateral and bears no interest.
C. Collateralized mortgage obligations that have a stated final maturity date of
greater than ten (10) years.
D. Collateralized mortgage obligations the interest rate of which is determined by
an index that adjusts opposite to the changes in a market index.
HOLDING PERIOD
The City of Nederland intends to match the holding periods of investment funds
with liquidity needs of the City. In no case will the average maturity of investments
of the City's operating funds exceed two (2) years. The maximum final stated
maturity of any investment shall not exceed five (5) years.
Investments in all funds shall be managed in such a way that the market price
losses resulting from interest rate volatility would be offset by coupon income and
current income received from the volume of the portfolio during a twelve (12) month
period.
RISK AND DIVERSIFICATION
The City of Nederland recognizes that investment risks can result from issuer
defaults, market price changes, or various technical complications leading to
temporary illiquidity. Risk is controlled through portfolio diversification which shall
be achieved by the following general guidelines:
A. Risk of issuer default is controlled by limiting investments to those instruments
allowed by the Act, which are described herein.
B. Risk of market price changes shall be controlled by avoiding over -concentration
of assets in a specific maturity sector, limitation or average maturity of
operating funds investments to one year, and avoidance of over -concentration of
assets in specific instruments other than U.S. Treasury Securities and Insured
or Collateralized Certificates of Deposit.
C. Risk of illiquidity due to technical complications shall be controlled by the
selection of securities dealers as described herein.
VI. SELECTION OF BANKS AND DEALERS
DEPOSITORY
At least every five (5) years a Depository shall be selected through the City's banking
services procurement process. In selecting a depository, the credit worthiness of
institutions shall be considered, and the Director of Finance shall conduct a review
of prospective depositories credit characteristics.
SECURITIES DEALERS
All financial institutions and broker/ dealers who desire to become qualified for
investment transactions must supply the following as appropriate:
*Proof of National Association of Securities Dealers (NASD) certification;
*Proof of state registration;
*Certification of having read the City's investment policy signed by a registered
principal of the organization; and
*Acknowledgment that the organization has implemented reasonable
procedures and controls in an effort to preclude imprudent investment
activities arising out of investment transactions conducted between the
City and the organization.
VII. SAFEKEEPING AND CUSTODY
INSURANCE OR COLLATERAL
All deposits and investments of City funds other than direct purchases of U. S.
Treasuries or Agencies shall be secured by pledged collateral. In order to anticipate
market changes and provide a level of security for all funds, the collateralization
level will be 100% of market value of principal and accrued interest on the deposits
or investments less an amount insured by the FDIC or FSLIC. Evidence of the
pledged collateral shall be maintained by the Director of Finance or a third party
financial institution. Collateral shall be reviewed monthly to assure that the
market value of the pledged securities is adequate.
SAFEKEEPING AGREEMENT
Collateral pledged to secure deposits of the City shall be held by a safekeeping
institution in accordance with a safekeeping agreement which clearly defines the
procedural steps for gaining access to the collateral should the City of Nederland
determine that the City's funds are in jeopardy. The safekeeping institution, or
Trustee, shall be the Federal Reserve Bank or an institution not affiliated with the
firm pledging the collateral.
s
COLLATERAL DEFINED
The City of Nederland shall accept only the following securities as collateral:
A. FDIC insurance coverage;
B. Direct obligations of the United States or its agencies and instrumentalities;
C. Obligations, the principal and interest on which, are unconditionally
guaranteed or insured by the State of Texas; and/or
D. A bond of the State of Texas or of a county, city or other political subdivision or
the State of Texas having been rated as investment grade (investment rating no
less than "A" or its equivalent) by a nationally recognized rating agency with a
remaining maturity of ten (10) years or less.
SUBJECT TO AUDIT
All collateral shall be subject to inspection and audit by the Director of Finance or
the City's independent auditors.
DELIVERY VS. PAYMENT
Treasury Bills, Notes, Bonds and Governmental Agencies' securities shall be
purchased using the delivery vs. payment method. That is, funds shall not be wired
or paid until verification has been made that the correct security was received by
the Trustee. The security shall be held in the name of the City or held on behalf of
the City. The Trustee's records shall assure the notation of the City's ownership of
or explicit claim on the securities. The original copy of all safekeeping receipts shall
be delivered to the City.
VIII. INVESTMENT POLICY ADOPTION
The City of Nederland investment policy shall be adopted by resolution of the City
Council. The policy shall be reviewed for effectiveness on an annual basis by the
City Council.
9
GLOSSARY OF
COMMON TREASURY TERMINOLOGY
Agencies: Federal agency securities
Asked: The price at which securities are
offered.
Bid: The price offered for securities.
Broker: A broker brings buyers and
sellers together for a commission paid
by the initiator of the transaction or by
both sides; he does not position. In the
money market, brokers are active in
markets in which banks buy and sell
money and in interdealer markets.
Certificate of Deposit (CD): A time
deposit with a specific maturity
evidenced by a certificate. Large -
denomination CD's are typically
negotiable.
Collateral: Securities, evidence of
deposit or other property which a
borrower pledges to secure repayment
of a loan. Also refers to securities
pledged by a bank to secure deposits of
public monies.
Comprehensive Annual Financial
Report (CAFR) : The official annual
report for the City of Nederland. It
includes five combined statements and
basic financial statements for each
individual fund and account group
prepared in conformity with GAAP. It
also includes supporting schedules
necessary to demonstrate compliance
io
with finance -related legal and
contractual provisions, extensive
introductory material, and a detailed
Statistical Section.
Coupon: (a) The annual rate of interest
that a bond issuer promises to pay the
bondholder on the bond's face value.
(b) A certificate attached to a bond
evidencing interest due on a payment
date.
Dealer: A dealer, as opposed to a
broker, acts as a principal in all
transactions, buying and selling for his
own account.
Debenture: A bond secured only by the
general credit of the issuer.
Delivery versus payment: There are two
methods of delivery of securities:
delivery versus payment and delivery
versus receipt (also called free).
Delivery versus payment is delivery of
securities with an exchange of money
for the securities. Delivery versus
receipt is delivery of securities with an
exchange of a signed receipt for the
securities.
Discount: The difference between the
cost price of a security and its value at
maturity when quoted at lower than
face value. A security selling below
original offering price shortly after sale
also is considered to be at a discount.
Discount Securities: Non-interest
bearing money market instruments that
are issued at a discount and redeemed
at maturity for full face value, e.g., U. S.
Treasury bills.
Diversification: Dividing investment
funds among a variety of securities
offering independent returns.
Federal Credit Agencies: Agencies of the
Federal government set up to supply
credit to various classes of institutions
and individuals, e.g., S & L's, small
business firms, students, farmers, farm
cooperatives, and exporters.
Federal Deposit Insurance Corporation
(FDIC): A federal agency that insures
bank deposits, currently up to
$100,000 per deposit.
Federal National Mortgage Association
(FNMA) : FNMA, like GNMA, was
chartered under the Federal National
Mortgage Association Act in 1938.
FNMA is a federal corporation working
under the auspices of the Department
of Housing and Urban Development,
H.U.D. It is the largest single provider
of residential mortgage funds in the
United States. Fannie Mae, as the
corporation is called, is a private
stockholder -owned corporation. The
corporation's purchases include a
variety of adjustable mortgages and
second loans in addition to fixed-rate
mortgages. FNMA's securities are also
highly liquid and are widely accepted.
FNMA assumes and guarantees that all
security holders will receive timely
11
payment of principal and interest.
Federal Open Market Committee
(FOMC): Consists of seven (7) members
of the Federal Reserve Board and five (5)
of the twelve (12) Federal Reserve Bank
Presidents. The President of the New
York Federal Reserve Bank is a
permanent member while the other
Presidents serve on a rotating basis.
The Committee periodically meets to set
Federal Reserve guidelines regarding
purchases and sales of Government
Securities in the open -market as a
means of influencing the volume of
bank credit and money.
Federal Reserve System: The central
bank of the United States created by
Congress and consisting of a seven (7)
member Board of Governors in
Washington, D. C., twelve (12) regional
banks and approximately 5,700
commercial banks that are members of
the system.
Government National Mortgage
Association (GNMA or Ginnie Mae):
Securities guaranteed by GNMA and
issued by mortgage bankers,
commercial banks, savings and loan
associations, and other institutions.
Security holder is protected by full faith
and credit of the U. S. Government.
Ginnie Mae securities are backed by
FHA, VA, or FMHM mortgages.
Liquidity: A liquid asset is one that can
be converted easily and rapidly into
cash without a substantial loss of value.
In the money market, a security is said
to be liquid if the spread between bid
and asked prices is narrow and
reasonable size can be done at those
quotes.
Local Government Investment Pool
(LGIP): The aggregate of all funds from
political subdivisions that are placed in
the custody of the State Treasurer for
investment and reinvestment.
Market Value: The price at which a
security is trading and could
presumably be purchased or sold.
Master Repurchase Agreement: To
protect investors, many public investors
will request that repurchase agreements
be preceded by a master repurchase
agreement between the investor and the
financial institution or dealer. The
master agreement should define the
nature of the transaction, identify the
relationship between the parties,
establish normal practices regarding
ownership and custody of the collateral
securities during the term of the
investment, provide remedies in the
case of default by either party and
clarify issues of ownership. The master
repurchase agreement protects the
investor by eliminating the uncertainty
of ownership and hence, allowing
investors to liquidate collateral if a bank
or dealer defaults during the term of the
agreement.
Maturity: The date upon which the
principal or stated value of an
investment becomes due and payable
12
Money Market: The market in which
short-term debt instruments (bill,
commercial paper, bankers'
acceptances, etc.) are issued and
traded.
Open Market Operations: Purchases
and sales of government and certain
other saturates in the open market by
the New York Federal Reserve Bank as
directed by the FOMC in order to
influence the volume of money and
credit in the economy.. Purchases
inject reserves into the bank system
and stimulate growth of money and
credit; sales have the opposite effect.
Open market operations are the Federal
Reserve's most important and most
flexible monetary policy tool.
Portfolio: Collection of securities held by
an investor.
Primary Dealer: A group of government
securities dealers that submit daily
reports of market activity and positions
and monthly financial statements to the
Federal Reserve Bank of New York and
are subject to its informal oversight.
Primary dealers include Securities and
Exchange Commission (SEC) registered
securities broker-dealers, banks, and a
few unregulated firms.
Prudent Person Rule: An investment
standard. Investments shall be made
with judgment and care, under
circumstances then prevailing, which
persons of prudence, discretion and
intelligence exercise in the management
of their own affairs, not for speculation,
but for investment, considering the
probable safety of their capital as well
as the probable income to be derived.
Qualified Public Depositories: A
financial institution which does not
claim exemption from the payment of
any sales or compensating use or ad
valorem taxes under the laws of this
state, which has segregated for the
benefit of the commission eligible
collateral having a value of not less than
its maximum liability, and which has
been approved by the Public Deposit
Protection Commission to hold public
deposits.
Rate of Return: The yield obtainable on
a security based on its purchase price
or its current market price. This may
be the amortized yield to maturity on a
bond or the current income return.
Safekeeping: A service to customers
rendered by banks for a fee whereby
securities and valuables of all types and
descriptions are held in the bank's
vaults for protection.
Secondary Market: A market made for
the purchase and sale of outstanding
issues following the initial distribution.
Securities & Exchange Commission:
Agency created by Congress to protect
investors in securities transactions by
administering securities legislation.
Treasury Bills: A non-interest bearing
discount security issued by the US.
Treasury to finance the national debt.
13
Most bills are issued to mature in three
(3) months, six (6) months, or one (1)
year.
Treasury Bond: Long-term U. S.
Treasury securities having initial
maturities of more than ten (10) years.
Treasury Notes: Intermediate term
coupon bearing U. S. Treasury
securities having initial maturities from
one (1) to ten (10) years.
Yield: The rate of annual income return
on an investment, expressed as a
percentage. (A) Income Yield is
obtained by dividing the current dollar
income by the current market price of
the security. (B) Net Yield or Yield to
maturity is the current income yield
minus any premium above par or plus
any discount from par in purchase
price, with the adjustment spread over
the period form the date of purchase to
the date of maturity of the bond.
RESOLUTION NO. 2016-07
A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF
NEDERLAND, TEXAS, AUTHORIZING THE SUBMITTAL OF A
GRANT APPLICATION TO THE OFFICE OF THE GOVERNOR,
CRIMINAL ]USTICE PROGRAM FOR THE CITY OF NEDERLAND
COMMUNITY POLICING, BODY WORN CAMERA INITIATIVE
WHEREAS, the Nederland City Council finds it in the best interest of the citizens of
Nederland, Texas , that The City of Nederland Community Policing, Body Worn Camera
Initiative be operated for 2016; and
WHEREAS, the Nederland City Council agrees to provide applicable matching funds
for said project as required by the Office of the Governor, Criminal Justice Program, Body
Worn Camera Program grant application; and
WHEREAS, the Nederland City Council agrees that in the event of the loss or misuse
of the Officer of the Governor funds, the Nederland City Council assures that the funds will
be returned to the Office of the Governor in full; and
WHEREAS, the Nederland City Council designates the City Manager as the
grantee's authorized official. The authorized official is given the power to apply for, accept,
reject, alter, or terminate the grant on behalf of the applicant agency.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF
NEDERLAND, TEXAS, to authorize the submission of the grant application for The City of
Nederland Community Policing, Body Worn Camera Initiative to the Office of the Governor.
PASSED AND APPROVED by the City Council of the City of Nederland this the 9T"
day of May, 2016.
R. A. Nugent, Mayor
City of Nederland, Texas
ATTEST:
i'% ssVI�ili� . .
APPROVED AS TO FORM AND LEGALITY:
k
JesBra c , City Attorney